First USA Money Market Account
Interest bearing account with restricted check writing privileges per federal regulations.
- Minimum deposit required to open account-$50
- If the daily balance is below $2,500 then a $10 service charge will be assessed
- No monthly service charge for the first two monthly cycles
- Free personalized Money Market checks
- Interest will be compounded monthly and will be credited to the account monthly
- You may make six transfers from your account each four week or similar period
- We will charge $5 for each withdrawal that exceeds the monthly withdrawal limits
- If you exceed this limit, we are required by Federal regulations to convert your account to a type more suitable to your account activity
- Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
- Free Debit Card
- Free Advantage 24 ATM Card
- Free access to over 100 ATM’s through the Community Cash or an Allpoint network
- Free Online Banking
- Free Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements with online check images
First USA Savings Account
Interest bearing savings account
- Minimum deposit required to open account-$50
- You must maintain a minimum daily balance of $100 in the account each day to obtain the disclosed APY
- A monthly service charge of $5 will be assessed if the daily balance falls below $100 during the month
- No charge for the first two withdrawals per month
- A $2 charge for each withdrawal over two withdrawals per month
- Interest will be compounded quarterly and will be credited to the account quarterly
- You may make six transfers from your account each four week or similar period
- If you exceed this limit, we are required by Federal regulations to convert your account to a type more suitable to your account activity
- Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
- Free Advantage 24 ATM Card
- Free access to over 100 ATM’s through the Community Cash or an Allpoint network
- Free Online Banking
- Minimum deposit required to open account, monthly service charge and minimum daily balance requirement waived for minor account holders
Christmas Club
An easy way to save for the holidays
- A special savings account for the holiday season
- Interest bearing account
- Minimum deposit required to open account–$1
- You must maintain a minimum daily balance of $1 in the account each day to obtain the disclosed APY
- Interest will be compounded annually and will be credited to the account annually
- The only withdrawal permitted on this account is the annual one made by the bank at the end of the club period
- If the account is closed prior to the maturity date a $10 service charge will be assessed
- At the end of the club account period (annually each October) the funds in the account will be disbursed via credit to another account or by check
- Deposits via Online Banking is available
